Our fees
Clear, considered and always explained upfront.
Our approach to fees
We believe good financial advice should be transparent, fair and aligned to the value it provides. Because no two clients are the same, the cost of advice can vary depending on your circumstances, the complexity of your needs and the level of support you require.
Our fees reflect the advice and support you receive. Our charges are calculated as a percentage of the assets involved, and we’ll explain the costs in full before you decide to proceed.
Discovery meeting
Your initial consultation is provided at no cost. This meeting allows us to understand your circumstances, goals and priorities, while giving you the opportunity to see how we work and whether we’re the right fit for you.
Following this meeting, there is no obligation to proceed.
Ongoing advice
Financial planning is an ongoing process that evolves as your life and circumstances change.
For clients who choose to work with us long term, we offer ongoing support tailored to your needs. This can range from regular reviews and investment oversight to more comprehensive planning covering areas such as tax, retirement and estate planning.
Where ongoing support is appropriate, we offer different levels of service depending on the complexity of your needs:
Basic service
typically for clients with straightforward arrangements.
This service includes:
- Annual suitability review
- Review of aims and objectives
- Attitude to risk reassessment
- Investment valuation and performance
- Fund updates and market commentary
- ISA allowance planning
- Access to your adviser between reviews
Holistic service
for clients requiring broader, more in-depth planning.
This service includes everything in Basic, plus:
- Adjustments to contributions or withdrawals
- Broader tax-efficient planning (including pensions)
- Cashflow modelling (updated annually)
- Consideration of taxation and legislative changes
- Ethical investment considerations
How will you benefit?
Our approach to fees is built around fairness and long-term partnership.
Behind every recommendation Andrew provides is careful analysis, considered judgement and a genuine commitment to your financial wellbeing.
Our fees reflect the depth of planning and personal attention involved, helping you feel reassured and confident in the decisions you make, both now and in the years ahead.
Andrew is Top Rated on VouchedFor
This recognition is based on verified client reviews and reflects Andrew’s consistent focus on clear guidance, thoughtful planning and long-term client relationships.
